> ## Documentation Index
> Fetch the complete documentation index at: https://docs.ruapi.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# How to buy USDT with rubles

> No USDT yet? Three ways to buy USDT with rubles (SBP, Sberbank, T-Bank) and top up RuAPI: Crypto Bot in Telegram, Bybit P2P, and exchangers found via BestChange.

RuAPI is topped up in USDT (or USDC). If you don't have USDT yet, you can buy it with rubles from a Russian bank card or via SBP, then send it to RuAPI. The first time takes 15–30 minutes; after that, a few minutes.

## Which way to choose

| Method                                               | Best for                                                            | Verification                                          |
| ---------------------------------------------------- | ------------------------------------------------------------------- | ----------------------------------------------------- |
| **[Crypto Bot in Telegram](https://t.me/CryptoBot)** | The simplest: no extra apps, everything inside Telegram             | Usually basic for small amounts                       |
| **Bybit P2P**                                        | A large exchange with many sellers and good rates on larger amounts | Required: Russian passport and a selfie, 3–10 minutes |
| **Exchanger via BestChange**                         | No exchange account needed; one-off purchases                       | Usually not required                                  |

<Note>
  **When sending to RuAPI, use only TRC20 or BEP20** (Polygon also works but is less common). We don't accept TON or ERC20 — transfers on those networks will not arrive. See [Top up balance](/en/topup) for details.
</Note>

## Method 1. Crypto Bot in Telegram

[Crypto Bot](https://t.me/CryptoBot) is a wallet and P2P market inside Telegram.

<Card title="Open the official Crypto Bot in Telegram" icon="telegram" href="https://t.me/CryptoBot">
  Click here to open the official **@CryptoBot** (address: `t.me/CryptoBot`). Bots with similar names are scams — don't search for it in Telegram, open it with this link.
</Card>

<Steps>
  <Step title="Buy USDT on the P2P market">
    In [@CryptoBot](https://t.me/CryptoBot), open the **P2P market** → buy **USDT** for **RUB** → choose a payment method (SBP, Sberbank, T-Bank, etc.).

    Pick a seller with a high rating and many completed deals. Buy a little extra — about **2 USDT** — to cover the network fee when you withdraw.
  </Step>

  <Step title="Pay the seller using the details in the deal">
    Transfer rubles from your own card **exactly to the details shown in the deal**, then tap "I have paid". While the deal is open, the seller's USDT is locked by the platform; once the seller confirms, it lands in your bot balance.
  </Step>

  <Step title="Create a top-up invoice on RuAPI">
    [Console](https://www.ruapi.ai/console/topup) → **Wallet Management** → enter the amount (from \$5) → **USDT / USDC** → choose **USDT** and the **TRC20** or **BEP20** network. Copy the address and the exact amount.
  </Step>

  <Step title="Send USDT from the bot">
    In [@CryptoBot](https://t.me/CryptoBot): wallet → **USDT** → withdraw to an external address → choose **the same network** as in the RuAPI invoice → paste the address and amount.

    <Warning>
      Check that the **amount to be received** is at least the invoice amount: the network fee is sometimes deducted from the amount you send.
    </Warning>
  </Step>
</Steps>

## Method 2. Bybit P2P

Bybit serves users from Russia without a VPN, accepts Russian passports, and supports payment via Sberbank, T-Bank and SBP.

<Steps>
  <Step title="Sign up and verify">
    On [bybit.com](https://www.bybit.com): a Russian passport (internal or international) and a selfie. Usually takes 3–10 minutes.
  </Step>

  <Step title="Buy USDT via P2P">
    **P2P** → **Buy** → **USDT** for **RUB** → choose a payment method and a highly rated seller. Pay using the details in the deal and confirm the payment. The USDT arrives in your exchange account.
  </Step>

  <Step title="Withdraw USDT to RuAPI">
    Create an invoice in the [RuAPI Console](https://www.ruapi.ai/console/topup) (**TRC20** or **BEP20**), then on Bybit: **Withdraw** → **USDT** → the same network → the address and amount from the invoice. Check the "amount to receive" field.

    <Note>
      Exchanges sometimes temporarily restrict withdrawals for new accounts — that is the exchange's rule, not RuAPI's.
    </Note>
  </Step>
</Steps>

## Method 3. An exchanger via BestChange

[BestChange](https://www.bestchange.com) monitors exchangers: it compares rates and shows reviews and reserves. It doesn't take money itself — the exchanger you pick does the exchange.

<Steps>
  <Step title="Choose the exchange direction">
    On the left ("You give"), your bank (for example, **Sberbank RUB** or **SBP**); on the right ("You get"), **Tether TRC20 (USDT)**.
  </Step>

  <Step title="Choose an exchanger">
    Don't just take the first row: look at **reviews**, how **long** the exchanger has operated, and its USDT **reserve**. The minimum is usually from 1,000 ₽.
  </Step>

  <Step title="Receive USDT to your own wallet">
    Enter the address of **your own** wallet (for example, in [@CryptoBot](https://t.me/CryptoBot) or Telegram Wallet), not the address from the RuAPI invoice: the amount after the exchange may differ slightly, and a RuAPI invoice is valid for a limited time. Once the USDT arrives, send it to RuAPI as in step 4 of method 1.
  </Step>
</Steps>

## How to avoid scams

* **Only trade inside the platform.** Don't send money to a seller outside the deal or move to private messages — the platform can't protect you there.
* **Pay from your own card**, exactly to the details in the deal.
* **A seller asks you to cancel the deal after paying** or to "pay an extra fee" — that's a scam. Open a dispute (appeal) on the platform.
* **Check the bot name and the website address** — fake copies of Crypto Bot and exchanges are common. The official Crypto Bot is only [t.me/CryptoBot](https://t.me/CryptoBot).

## FAQ

<AccordionGroup>
  <Accordion title="Can I pay RuAPI with a Russian card directly?">
    No: international payments with Russian-issued cards don't go through right now. Buying USDT with rubles once is the practical way to pay RuAPI from a Russian card.
  </Accordion>

  <Accordion title="How much USDT should I buy?">
    The minimum RuAPI top-up is \$5. Add about 2 USDT for the network fee on withdrawal. The fee hardly depends on the amount, so it's cheaper to top up less often and in larger amounts — plus, preset amounts on the top-up page come with discounts.
  </Accordion>

  <Accordion title="TRC20 or BEP20?">
    Either — what matters is that the network you withdraw on matches the one in the RuAPI invoice. Withdrawal fees depend on the platform, so compare before sending.
  </Accordion>

  <Accordion title="I sent USDT but my balance didn't update">
    Check the network and wait up to 30 minutes. If the balance still hasn't updated, contact [support on Telegram](https://t.me/RuAPI_Support) or [support@ruapi.ai](mailto:support@ruapi.ai) with the transaction TXID. See [Top up balance](/en/topup) for details.
  </Accordion>
</AccordionGroup>

<Note>
  Crypto Bot, Bybit, BestChange and the exchangers are third-party services not affiliated with RuAPI. Check their terms, rates and fees on their websites before a deal.
</Note>